Businesses often overlook the benefits provided by common policies of insurance to defend or pay damages on claims made against them by competitors, partners, employees, customers and members of the public.

Landlords often require businesses leasing from them to carry Commercial General Liability coverage and Commercial Property coverage that business owners may not understand.   While business owners often understand that these policies cover bodily injury and property losses of the business, they should also know that the policies usually provide advertising injury coverage.  This coverage can concern claims of false or misleading advertising, defamatory remarks, invasion of privacy, and unauthorized uses of intellectual property such as copyright infringement, patent infringement and trademark and trade dress infringement.