As we all know, tornadoes are among the most devastating and dangerous weather phenomenon. With wind speeds reaching over 200 mph in many cases, tornadoes can completely level an entire town in matter of only a few minutes. Even homes or properties not in the direct path of a tornado can suffer catastrophic damages from the accompanying hail and windstorm.

Fire is one of the most destructive forces known to man. Fire strikes quickly and without mercy destroying everything in its path. In the U.S. alone there are almost half a million structure fires each year resulting in $10.8 billion in property damage. In most the victims of disasters like fires turn to their insurance companies for help in this time of great need.