Finding Financial Security With A Disability

Moving forward after injuries, an illness or a chronic condition that prevents you from working can be difficult, both emotionally and financially. Social Security Disability Insurance (SSDI or SSD) and Supplemental Security Insurance (SSI) programs can be an important financial resource if you are suddenly facing life with a disability.

At Reich & Binstock, our Houston, Texas, lawyers can help you determine if you are eligible, collect the necessary medical documentation and correctly navigate the application process. We are experienced with claims in the pharmaceutical industry and can offer experienced guidance to help you make decisions based on what is right for your situation.

How Are SSI And SSDI Different?

While SSI and SSDI play a similar role in an individual's life, many specifics differ. SSI is available to anyone who is 65 or older, and disabled adults and children. It isn't based upon an individual's prior work history and is paid for by general taxes.

SSDI, on the other hand, is available for someone who develops a disability that is expected to last 12 months or become permanent. You must have worked long enough to be insured to receive SSDI benefits. The monthly amount is based on the person's Social Security earnings record.

The differences between SSDI and SSI are difficult to understand, so speak to an attorney for full details on coverage and eligibility.

We Will Help You Through The Process

Applying for either SSDI or SSI can be a long and difficult undertaking. Very specific procedures must be followed, and it will probably require a series of appeals. Disability claims can be denied for a variety of reasons, including:

  • Your employment income is too high
  • You won't be disabled for a long-enough period of time
  • You're missing sufficient records of treatment
  • Other details were missed

Call Reich & Binstock today to discuss your individual situation and potential eligibility. If you are disabled and unable to work, you still deserve financial stability. We will be your compassionate advocates for making sure you get the support you need to move forward with your life.

Speak With An Attorney Today

We believe every client deserves individualized attention and every case requires thorough research and consideration to be successful. Call our Houston, Texas, office today at 713-352-7883 to speak with an experienced attorney about your SSI or SSDI benefits case. You can also send us an email.