INSURANCE & CONTRACT CLAIMS
INSURANCE & CONTRACT CLAIMS
Bad Faith Insurance & Common Conduct of Insurance Companies
When your property has been damaged — whether through a car accident, hurricane, fire or what have you — you depend on your insurance company to do their part and pay a fair and reasonable claim. However, this doesn’t always happen. Insurance bad faith is a more common problem than you may think.
Unfortunately, your insurance company is not on your side. It has an interest in protecting its bottom line and paying as little as possible. This can result in your claim being denied or undervalued or a delay in payments.
What Is Bad Faith Insurance?
Bad faith insurance is when a policyholder is treated unfairly. This can come in many forms, including wrongful denial of an insurance claim, delayed payments, settlement of a claim for less than it is worth and not paying a judgment to the claimant.
The Houston attorneys at Reich & Binstock will protect your rights. We know what action to take after your insurance claim has been wrongfully denied. As skilled litigators, we know how to effectively represent individuals who have been victims of insurance bad faith.
Types of Bad Faith
You may have a general idea of what bad faith means, but the term has a technical meaning under the law. In the context of dealing with your own insurance, bad faith refers to when the insurance refuses to pay a claim without a reasonable basis or failing to properly investigate a claim in a timely manner. There are many different types of conduct that can constitute bad faith. Below is just a brief list:
- Deceptive practices or deliberate misrepresentations to avoid paying claims
- Deliberate misinterpretation of records or policy language to avoid coverage
- Unreasonable litigation conduct
- Unreasonable delay in resolving a claim or failure to investigate
- Use of improper standard to deny a claim
- Arbitrary or unreasonable demands for proof of loss
- Abusive or coercive tactics to settle a claim
- Compelling an insured to contribute to the settlement
- Failing to disclose policy limits and policy exclusions
Handling All Types Of Bad Faith Insurance Claims
We have experience representing plaintiffs in Houston and throughout Texas in bad faith insurance claims against insurance companies of all sizes, including large insurance companies in the United States. Claims can be filed after your property has been damaged by:
Do not let the insurance company take advantage of you. Our law firm will stand up for you and protect your right to receive fair coverage and treatment.
Fight Back Against Insurance Companies
With nearly 30 years of experience going to the mat on behalf of clients who battle insurance companies, our Houston attorneys will not hesitate to file an insurance bad faith lawsuit, if necessary, in pursuit of the claim that you deserve. There is no need to be cheated out of a just claim because of deceptive tricks of the insurance trade. Our specialized experience and expertise will start working for you as soon as possible at no charge. For a free consultation, call us at 713-622-7271 or 800-622-7271 toll free or complete our confidential online form for a free case evaluation.
There is a never a fee unless we recover on your behalf.