HOUSTON PROPERTY DAMAGE LAWYER
INSURANCE & CONTRACT CLAIMS
Houston property damage lawyers at Reich & Binstock provide trusted legal help and support for homeowners, renters, and commercial property owners who are facing denied claims, low offers, or delays from their insurers. If you’ve suffered property damage from wind and hail damage, fire, vandalism, or tropical storms, our team of experienced property damage attorneys in Houston, Texas, will fight to help you recover compensation for personal belongings, real property, and rebuilding costs.
As a leading Texas law firm known for holding insurance companies liable, we represent policyholders throughout Houston and beyond in disputes over homeowners insurance, commercial property insurance, and residential property damage. We understand how difficult it is to deal with an insurance carrier that refuses to pay a claim, and we take action when insurance companies engage in bad faith practices, violate policy provisions, or simply delay without a reasonable explanation.
Our legal team helps clients navigate the property damage claims process, gather the right documentation, and pursue fair compensation—even if that means filing a lawsuit and going to trial. Our Houston property damage lawyers handle property damage cases on a contingency fee basis, meaning clients don’t pay any legal fees unless we win.
If your insurance claim was underpaid, denied, or wrongfully delayed, contact the Houston property damage attorneys at our law firm today to schedule a free consultation.
Call 713-622-7271 for a free property damage case evaluation with an experienced Texas property damage attorney.
Houston Property Damage Insurance Claims Our Lawyers Handle
Our Houston insurance claims attorney group often hears the question, “How long does an insurance company have to investigate a claim in Texas?” Under Texas state law, most insurance companies must promptly acknowledge and investigate common examples of damage to a home or other types of property covered by most standard insurance policies.
If you’re experiencing delays or need guidance on your next steps, a Houston property damage lawyer can help make sure you get the coverage you’re entitled to.
Homeowners' Insurance Claims
As a leading Houston property damage lawyer team, our law firm helps Texas homeowners navigate the often complex homeowners’ insurance claims process when damage occurs at their homes. Whether you’re dealing with water damage, broken windows, or other common reasons for residential property damage, our legal team has an in-depth understanding of homeowners’ insurance companies and the intricacies of standard policies.
We recognize that most insurance companies have a duty to act in good faith, yet they may offer only a limited amount or deny coverage under certain conditions. When personal property is destroyed or homeowners’ insurance policies fail to fully cover losses, a lawyer for Houston homeowners’ insurance claims can provide experienced legal help to file a claim, fighting to secure the compensation you deserve.
Condominium Property Damage Claims
Our Houston property damage attorney group provides legal assistance for condo owners in disputes with commercial property insurance companies that offer inadequate coverage or outright claim denials for damaged property. Water damage, structural issues, and other losses that can arise under commercial property insurance policies are among the common reasons clients have a difficult time with coverage.
In certain circumstances, insurers may simply refuse to pay or undervalue the cost to repair, forcing policyholders to consider filing a lawsuit to recover damages. Our experienced Houston condo attorney group conducts investigations on behalf of commercial property owners and represents policyholders through the property insurance claims process.
Commercial Property Damage Claims
An experienced property damage lawyer in Houston, TX, from our law firm can help commercial property owners navigate commercial property insurance claims when their commercial properties suffer damage. Our legal team carefully investigates each matter to ensure insurance policy provisions are upheld and that insurers comply with their obligations instead of issuing a wrongful claim denial.
Whether it involves recovery for replacement costs, clarifying premiums, or interpreting standard policies for commercial property owners, our trusted Houston commercial property damage lawyers are dedicated to protecting the interests of commercial property owners throughout Texas.
Business Interruption Claims
Our Houston property damage lawyer group provides skilled assistance for business owners facing business interruption losses after disasters, forced closures, or government mandates that affect their offices. We work diligently to represent policyholders and ensure insurance companies honor policy terms, helping commercial property owners file a claim and secure fair compensation for lost revenue, operating expenses, and other unexpected losses. By thoroughly examining coverage provisions for and challenging bad faith tactics, our Houston business interruption lawyer group protects Texas commercial property owners.
Vehicle Damage Claims
A property damage lawyer in Houston, TX, can handle vehicle damage claims involving any car accident or accident caused by another driver’s negligence. Our law firm works to ensure the vehicle damage is covered so drivers can recover damages and restore their car to its market value. When insurers fail to cover damage or unfairly minimize settlements, our Houston car accident lawyers advocate on behalf of car accident victims and fight for adequate settlements.
Theft and Vandalism Claims
Our property damage lawyers in Houston, TX, offer skilled representation for individuals in navigating the aftermath of theft and vandalism, whether you’ve suffered residential property damage or you’re among the many commercial property owners faced with the destruction that follows crimes like arson or burglary. Most people don’t realize the challenges associated with obtaining repair or replacement coverage from insurance companies or proving responsible parties in theft and arson-related property damage claims.
Bad Faith Claims
Common law bad faith claims in Houston arise when insurers abandon their duty to act in good faith, despite the expectation that insurance companies abide by fair practices. Some insurance companies engage in bad faith tactics—from ignoring receipts, appraisers, and key evidence to using misleading arguments—in an effort to refuse or delay payment they should otherwise cover damage for.
In these Texas property damage cases, adjusters may fail to notify policyholders properly, refuse to accept or settle valid claims, and take advantage of most people who are entitled to be compensated. Policyholders and their families often find themselves treated unfairly and left paying for repairs or to replace damaged property. To convince insurance companies to meet obligations, speak with a Houston bad faith insurance lawyer from our law firm.
Insurance Company Breach of Contract Claims
A property damage attorney in Houston, TX, can help individuals file insurance company breach of contract claims when insurers fail to honor policies regarding covered losses under certain conditions. While we expect that insurance companies abide by their good faith responsibilities, bad faith behaviors often arise for common reasons like misclassifying the types of property or overlooking newly discovered evidence. Our Houston breach of contract insurance claims lawyer group holds insurance companies liable for ignoring insurance policy terms, ensuring clients receive fair treatment and are compensated the way they deserve.
Texas Deceptive Trade Practices Act (DTPA)
Our Houston property damage attorneys frequently rely on the Texas Deceptive Trade Practices Act (DTPA) to hold insurance companies liable when they breach most standard insurance policies. This powerful law protects consumers by promoting good faith dealings and deterring bad faith conduct. Because standard policies often fall under consumer protection statutes, the Houston DTPA lawyer group from our law firm provides assistance for homeowners and commercial property owners in recovering financial compensation, court costs, and other remedies allowed by law.
Natural Disaster Property Damage Claims in Houston
Fire Damage Claims
Our Houston property damage attorney group assists both homeowners with residential property damage insurance and commercial property owners dealing with the same situation in their buildings. Our Houston house fire attorney or commercial fire lawyer in Houston, TX, will review coverage provisions, determine what losses are covered, and pursue compensation for injured parties, whether they’re replacing sentimental items or restoring the grounds.
Calf Canyon/Hermits Peak Fire Claims
Our Houston property damage claims lawyers offer skilled representation for property owners devastated by the fire damage caused by the massive New Mexico wildfires, assisting them in seeking recovery from insurance companies. Speak with our Calf Canyon / Hermits Peak fire attorney to understand your legal options.
Smokehouse Creek Wildfire Claims
Our law firm stands by homeowners and commercial property owners pursuing compensation for the losses caused by the Smokehouse Creek Wildfire. For experienced counsel in negotiating with insurers and trials, turn to a Smokehouse Creek fire lawyer.
Flood Damage Claims
Our Houston property damage attorneys handle property insurance claims for flood and water damage caused by natural disasters, storms, heavy rain, or a devastating hurricane, even if many policies exclude flood damage. Our Houston flood damage lawyer group understands that homeowners’ insurance companies often fall short or deny claims for residential property damage, leaving victims with losses to personal property and real property.
Tropical Storm and Hurricane Property Damage Claims
Our Houston property damage lawyer group stands ready to assist homeowners and commercial property owners in property damage claims involving water damage and loss from tropical storms and hurricanes, which rank among the most devastating natural disasters. The powerful wind and flooding associated with hurricanes often cause complex property insurance claims. Contact a Houston hurricane damage attorney to explore your options for recovery and moving forward.
Tornado Property Damage Claims
Our Houston property damage attorney group supports homeowners and business owners who suffer damages after tornadoes, one of the most destructive natural disasters. These violent storms can bring intense wind damage that insurance may not fully cover, leaving many victims fighting for proper coverage. For determined advocacy in securing your property insurance claim and ensuring insurers cover damage, turn to a dedicated Houston tornado damage lawyer from our firm.
Wind and Hail Damage Claims
Our property damage lawyers in Houston, TX, handle property damage claims for wind damage and hail damage arising from natural disaster situations like hurricanes and severe storms. Many insurance companies fail to adequately cover wind or hail damage, causing losses that aren’t fully covered. Our legal team’s goal is to negotiate with insurers to make sure victims recover damages fairly.
Earthquake Damage Claims
Our property damage attorneys in Houston, TX, assist homeowners and business owners suffering losses from earthquakes. We know insurance companies often delay or deny legitimate property damage claims, and many insurers fail to address severe harm to real property. When property damage claims denials arise, our firm secures settlements so you can rebuild with confidence.
Acts of God Property Damage Claims
Our Houston property damage attorney group advocates for homeowners and business owners affected by natural disasters, including hurricanes, that unleash water into homes and buildings. Too often, property insurance claim denials occur when insurance companies claim the damage occurred outside the scope of coverage, leading to inadequate settlements. We work to make sure claims are properly covered and clients receive adequate settlements. For experienced counsel with lawyer for Acts of God insurance claims in Houston, contact our lawyers.
Property Contamination Claims Our Houston Property Damage Attorneys Handle
Soil Contamination
Our Houston property damage attorneys handle soil contamination cases, an especially complex category of property damage claims. Because pollutants can linger in debris near where families live, it’s important to consult experts who can gather the required evidence. Too often, insurance companies undervalue these cases, leaving owners with no choice but to sue based on their right to coverage. Contact an experienced Houston soil contamination lawyer to understand your options.
Water Contamination
Houston property damage lawyers stand ready to assist individuals who have suffered property damage from contaminated water sources. Our Houston water contamination lawyer group tackles water damage claims arising from pollutants or toxins that compromise both living spaces and overall well-being.
Groundwater Contamination
Our property damage lawyers in Houston, TX, manage groundwater damage claims stemming from industrial spills, chemical leaks, or other pollutants that infiltrate the water table. Insurance companies often reduce or deny coverage for these complex cases, creating significant financial burdens for affected communities. Consult your Houston groundwater contamination lawyer to learn more.
PFAS Water Contamination
A property damage lawyer in Houston, TX, addresses PFAS water contamination cases that threaten both health and real estate value. Many individuals experience a property damage claim denial when insurance carriers dispute coverage for chemical-related harm. For strategic guidance, contact a dedicated Houston PFAS lawyer.
Ohio Train Derailment Property Damage Claims
The property damage claims process for an Ohio train derailment can be complex, especially when insurance companies refuse to cover the full extent of destruction or issue denied claims. Our Ohio train derailment claims attorney group advocates for those impacted, making sure they understand their rights to compensation.
Mold and Toxic Exposure Claims
Our Houston property damage attorney group handles mold and toxic exposure claims involving homeowners and renters who struggle with homeowners’ insurance companies and restrictive insurance policy terms. We aim to secure settlements that reflect both the health and structural impacts of contamination. For additional legal support, contact an experienced Houston asbestos claims attorney.
Construction and Structural Property Damage Claims in Houston, TX
Construction Defect Claims
Houston property damage attorneys often collaborate with qualified engineers to pinpoint the root cause of structural issues in construction defect claims. When homeowners’ insurance companies attempt to minimize or deny coverage, legal advocacy becomes crucial for securing settlements. For dedicated counsel in these matters, contact a seasoned Houston construction defect attorney.
Explosion Property Damage Claims
Our property damage lawyers in Houston, TX, tackle explosion-related cases, working to secure fair compensation for structural and personal property losses. When insurers underpay or deny coverage, hiring an experienced attorney becomes pivotal to safeguarding client interests. For trusted guidance, contact a seasoned Houston explosion lawyer.
Foundation or Roof Collapse Claims
As a property damage lawyer in Houston TX, our practice addresses foundation or roof collapse claims that often involve extensive structural damage and high repair costs. These accidents often result in property owners struggling with insufficient insurance coverage or outright denials of property damage claims. Contact a Houston building collapse lawyer to explore your options.
Statute of Limitations for Property Damage Claims in Texas
In Texas, the filing deadline for most property damage lawsuits is generally two years from the date the damage was—or should have been—discovered.
However, if the property insurance claim is based on breach of contract or bad faith practices, rather than negligence, the filing deadline may extend up to four years.
When the government is involved, claimants often face additional notice requirements before filing a lawsuit—some municipalities demand written notice within as few as 90 days or six months.
Failing to comply with these deadlines or notice obligations can prevent you from filing a lawsuit to recover losses or reaching a settlement with the insurer in question.
How the Houston, Texas Property Damage Lawyers From Our Law Firm Can Help
A skilled Houston, Texas, property damage attorney who understands the nuances of many types of property insurance claims knows how to tackle low offers from business insurance companies and home insurers.
If you’re unsure whether to file a lawsuit or sue, we offer a free case evaluation to discuss your rights.
By hiring the experienced professionals from our offices, you gain an advocate committed to making sure insurers don’t put profits over customers and that clients don’t settle for less than is merited in their cases.
Houston Property Damage Attorney
If you’re facing property damage claims and dealing with insurance companies that refuse to offer fair compensation, our property damage lawyer in Houston, TX, is ready to protect your rights. We operate on a contingency fee basis, eliminating the burden of legal fees unless we win on your behalf.
Call 713-622-7271 today for a free case evaluation and learn how our firm can pursue the outcome you deserve.
There is never a fee unless we recover on your behalf.
Additionally, clients are not obligated to pay expenses if a recovery is not made.
